Saturday, 17 July 2021

Is it possible to switch a payment card in wallet without user interaction?

Is the following scenario in Android technically possible?

  1. User has an Android wallet with two payment cards, A and B. Where A is the default payment card.
  2. User tries to pay contactless at a merchants terminal.
  3. Payment fails for any reason.
  4. The app which holds/manages the wallet (an alternative to Google Pay) detects the failed attempt and switches the payment method automatically from card A to B, without the need for the user to interact.
  5. User can try again to pay contactless with card B.

Is this possible without the user confirming or triggering this change of payment card? The whole point of this is to quickly allow a secondary card to be used as payment alternative, without manually switching for the user.



from Is it possible to switch a payment card in wallet without user interaction?

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