PDFKit Swapping Content of Annotation

Can the text of a FreeText annotation be changed in PDFKit without deleting an annotation / building a new annotation?

The following snippet does not change an annotation's contents when viewing in a PDFView:

let url = Bundle.main.url(forResource: "Test", withExtension: "pdf")!
let document = PDFDocument(url: url)!

for index in 0..<document.pageCount {
    let page: PDFPage = document.page(at: index)!
    let annotations = page.annotations
    for annotation in annotations {
        annotation.contents = "[REPLACED]"
    }
}

This works - but requires replacing an annotation (and thus having to copy over all the other details of the annotation):

let url = Bundle.main.url(forResource: "Test", withExtension: "pdf")!
let document = PDFDocument(url: url)!

for index in 0..<document.pageCount {
    let page: PDFPage = document.page(at: index)!
    let annotations = page.annotations
    for annotation in annotations {
        print(annotation)
        page.removeAnnotation(annotation)
        let replacement = PDFAnnotation(bounds: annotation.bounds,
                                        forType: .freeText,
                                        withProperties: nil)

        replacement.contents = "[REPLACED]"
        page.addAnnotation(replacement)
    }
}

from PDFKit Swapping Content of Annotation